Standing in the Gap in a Society that's Warring with God.

Why Don’t You Spend More Money on Yourself

June 14th, 2015 Viewed 1075 times

Can't beat the ROI

Follow the whole thing at Adam4D – Spend Money.

What Happens to Government Money That Is Not Spent?

April 2nd, 2015 Viewed 1446 times

If anyone has ever budgeted, you know that sometimes you’re over and sometimes you’re under.  Now, having been around government companies and former employees, you know that many try to max out the budget even if they are under, but you have to imagine that $702 billion available in 2011, there has to be some every year.  So where does this money go?

How Do You Teach Your Children about Money?

April 1st, 2015 Viewed 1172 times
School children at Mitchells Plain school. The...

School children at Mitchells Plain school. They draw learners from Khayelitsha and Philippi as well. (Photo credit: Wikipedia)

I was reading Educating Your Children about Money and it had an interesting timeline to follow where it show different ages at which children can process different monetary concepts.  To me, this is a great idea to get them involved as early as possible since I did not really have that kind of education as I was growing up.

One of the things that I have tried to do over the years is to give each of my children an allowance that amounts to how many years that they have been alive.  This echoes the idea of getting a salary instead of paying for chores.  I find that paying for chores doesn’t really work for us, because not only can they opt not to do the chores (which is not conducive to family harmony!), but the book work can be harder to manage.  The way I’m currently doing it, they get paid when I get paid.

Overaggressive Cops or Ashamed Dad?

November 14th, 2012 Viewed 2123 times

Joe Marino for New York Daily News,
from Original Article

A dad and his teenage daughter were walking in Central Park.  They see a purse, check it out, and all it has is $27.  No identification.  The man sticks the money in his pocket and turns around.  The police, having set up a sting, arrest him for taking money that doesn’t belong to him.

Now he’s suing for unlawful arrest, claiming he was headed to a park ranger to turn over the money.

Who do you believe, the cops or the man?  If you believe the man, why did he not take the purse and all to the ranger.

If you believe the police, is it not entrapment?  Weren’t they setting up the situation?  Seems like a bad thing all the way around.

How Much Could You Give To Charity?

October 9th, 2012 Viewed 2162 times

August Vegetables 2The American economy today is largely based on slavery.  No, I don’t mean the kind you read about in the Civil War, I mean the kind where you trade your future income for the chance to “have it now” commonly known as credit.

Rarely does the modern American have money to be generous with, because he’s living paycheck to paycheck to pay for the ever increasing luxuries that he is told he has to have by the expensive entertainment system he has in his home.

Is That Stuff Really Yours?

October 8th, 2012 Viewed 2157 times

Courtroom 1What if I told you that the stuff in your house that you think you’re going to be able to sell to buy next big thing would be worth nothing to you?  That television, computer or cell phone that you bought—worthless.

The U.S. Supreme Court has on its list of cases, one that should be a cause of concern for anyone that enjoys reselling their stuff.

In 1997, a college student to Cornell University figured out a way to make a lot of money by getting his relatives in Thailand to buy his textbooks at their prices, ship them to him, and then resell for cheaper than the bookstore could sell them.  Of course this made the bookstore upset, so it sued.

Why I Would Never Be On Wife Swap

September 19th, 2012 Viewed 1983 times

Cherry Blossom Couple HeaderI’m sure that if you haven’t ever watched a show then you’ve at least heard of the concept.  Two couples—usually from wildly different backgrounds—offer to have their wives trade places for the week.  Usually it entails the wife living under the host family’s rules for a day or so, followed by the guest implementing new rules for a day or so, then a big meet up where everyone talks about what they have learned about.

Christmas: Not the Time To Go Into Debt

December 18th, 2011 Viewed 2129 times

Christmas Card

My life with debt has seen its ups and downs.  When I got out of college, one of my first big purchases was a used car.  It cost me $6,000, for which I took out my first auto-loan.  Of course, with little expenses1 and a full time job, I was able to repay the loan in six months.

From there, it was just playing with investing and saving money.  Sure, I had a credit card, but I never carried a balance.  If you were to ask me then, “What is a Good Credit Score?” I could assure you I had one.

  1. Living at home until I was married []

Straight Talk on The Debt Ceiling

July 23rd, 2011 Viewed 2143 times, 1 so far today
English: The United States' debt ceiling was r...

English: The United States’ debt ceiling was raised to one trillion dollars for the first time in history on September 30, 1981. Since then, it has been raised an additional $13.2 trillion. This chart tracks the ceiling as of the end of each calendar year. Years are color coded by congressional control and presidential terms highlighted. Data source: (Photo credit: Wikipedia)

You know what really gets me going—the political theater that’s going on in Washington right now.  For weeks I’ve been mulling over this thing, and I’ve come to a few conclusions.

Is This The End of the United States of America?

March 11th, 2011 Viewed 2790 times
American flag

American flag (Photo credit: Wikipedia)

Depending on who you read, this country is in for a bumpy ride.  The problem centers on a debt spiral that is out of control, and only getting worse.

The latest reason for this pessimism comes from some recent statistics—35 percent of wages and salaries this year come from social welfare benefits such as Medicare, Medicaid, Unemployment, Social Security and Welfare.


Standing in the Gap in a Society that's Warring with God.