MInTheGap
insurance
Getting a Good Deal on Car Insurance
When I went to buy car insurance for the first time, I bought it from the company that my dad did. I mean, I had been on his policy, he liked it, and it was from a family friend. So it was obvious that my wife and I would get on the policy with the [...]
The Ins and Outs of Health Insurance
I think that each generation looks at the last and tries to learn what did and did not work. Growing up, one of the things that my father tried to help us with was managing money, because he always thought that he had done it poorly. The funny thing is, there will always be decisions [...]
Cheap Full Coverage Auto Insurance
There is a really good reason why most commercials for auto insurance focus on the money that you could be saving. Most people are creatures of habit, resisting change. You probably have the same checking account that you started back when you entered college, using that bank’s savings account, and bemoaning the small interest rate [...]
How Do I Get a HSA?
As I’ve said before, I wanted a HSA1 ever since I heard of them a couple of years ago—and that was only for the ability to keep money put into an FSA2. I could never understand why my company could not offer me the former, and always offered me the latter. Health Savings Account [↩]Flexible [...]
Why You Should Want a HSA
When I first heard about Health Savings Accounts (HSA) I was drawn in by the concept of having a Flexible Spending Account (FSA) that I wouldn’t lose the money from at the end of the year. For those of you that are unaware, a FSA is a pre-tax account you can use to fun medical [...]
Mortgage Insurance: Do You Have It?
If something were to happen to you tomorrow, are you insured? If so, for how much? One of the biggest expenses that each one has—as well as their biggest assets—is their house. It is probably the most expensive thing you will ever buy, and the thing that you will pay on the longest.
Capitalism Correction
When you think of Capitalism, what do you think? For me, I tend to think of the process of people making money, or entrepreneurship. I think of stocks, bonds, and investments. I usually don’t think of bankruptcy and businesses closing. But that is actually part and parcel of capitalism. Those that take the greatest risk [...]
Make Sure You Have Insurance
One of the most tragic things about the fire that consumed my church friend’s house was the fact that they did not have rental insurance. What we found out only later was that a family member had encouraged them to get the insurance before they took a trip overseas shortly before the accident! House insurance [...]
Payment Protection Will Fail You
As many of you know, I am credit card free. There are many reasons why you too should go this way. I know that many of you keep credit cards for emergencies– and that is exactly the time that you should not use a credit card. One of the ways that credit companies attempt to [...]
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