MInTheGap

The recent rise in gas prices has actually got me thinking about credit cards again.  Yes, I am generally negative on credit cards, and yet I still hold one open.
It’s not that I’m down on credit… I’m down on what credit does to the mind.  Credit tends to let a person believe that they [...]

As many of you know, I am credit card free.  There are many reasons why you too should go this way.  I know that many of you keep credit cards for emergencies– and that is exactly the time that you should not use a credit card.
One of the ways that credit companies attempt to convince [...]

By now I’m sure you’ve all heard of Identity Theft, but did you know that most times Identity Theft is done by someone you know?  Most of the time we get the image of some computer hacker catching our information across the web, but more people lose their identity through the trash and through household [...]

If you follow what’s going on in the financial world at all, you know that there is currently a crisis in the housing industry surrounding Adjustable Rate Mortgages (ARMs) and subprime mortgages (those given to people with poor credit). These loans are hurting banks both foreign and domestically, and it’s also causing buyouts and [...]